Finance Options
Spread the cost with finance
Spread the cost of the furniture you love
Creating your dream home doesn’t always mean paying for everything at once. With our flexible finance options through Ideal4Finance, you can spread the cost of your purchase with manageable monthly payments.
Choose the finance option that suits you
• 0% APR finance over 12 months
• 12.9% APR finance over 36, 48, 60 or 120 months
Whether you’re furnishing a whole room, investing in a new sofa or choosing that statement piece you’ve fallen in love with, finance can help make your plans happen sooner.
Applications can be completed online and decisions are usually made quickly. All finance is subject to status and the lender’s assessment. A deposit may be required and will be agreed before you begin your application.
Ideal4Finance works with established lenders to help customers spread the cost of their purchases and is Trustpilot-rated ‘Excellent’.
Here is a representative example of a £3000 purchase made over 3 years with a 20% deposit: Purchase price £3000; deposit amount £600; total credit £2400; loan term 36 months; APR 12.9% (fixed); monthly repayment £80.75; total repayable £2585.61; total cost £3185.61.
Want to see what your monthly payments could look like?
Use our finance calculator to explore the monthly repayments on different loan amounts and terms. This provides a guide only; your exact finance details will be confirmed during the application process.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Ready to apply for finance?
You can apply online quickly and easily using the link below. If you need any help with your application, please contact Ideal4Finance on 020 3617 4647 (Monday to Friday, 9am to 5pm).
Tides Home and Garden Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
